Farmers Association
& Trust
Capital, credibility, and modern tools for
Virgin Islands farmers to scale and thrive.
Our Mission
Farmers Association & Trust (FAT) is dedicated to empowering U.S. Virgin Islands agricultural entities. We provide a critical bridge to resources, lending, and capital backed by the USDA and other strategic sources, ensuring our local farmers have the stability and creditability they need to succeed in a modern economy.
Credibility
Building a bridge between local farmers and institutional standards.
Capital
Facilitating access to low-interest USDA loans and micro-grants.
Modern Tools
Implementing AI and fintech to modernize island operations.
Core Offerings
Assisting member farmers in organizing their businesses to become 'legit' and loan-ready. We help with entity formation, compliance, and professional record-keeping.
- Business Entity Formation
- Financial Compliance
- Loan-Readiness Audits
Direct facilitation of financial support. We work closely with the USDA to bring federal funding opportunities to local farmers through micro-grants and long-term loans.
- USDA Loan Facilitation
- Micro-Grant Access
- Capital Stacking Strategy
Modern tools for modern farmers. From payment processing that tracks receivables to AI-powered workflows that optimize your daily operations.
- Payment Processing
- Cash Flow Lending Analysis
- AI Agentic Workflows
A Local Chapter with Global Standards
Our inaugural chapter in the U.S. Virgin Islands is just the beginning. As a member, you gain access to a network of professionals, preferred financial terms, and a suite of business tools designed specifically for the unique challenges of Caribbean agriculture.